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  About Us
Jay Stowers, CPCU, ARM
Owner/Managing Partner

Jay Stowers has 20 years of experience in quality and risk consulting, including his post as a Vice President with Aon Risk Services-- the world’s second largest insurance broker. In 2005, Jay Stowers founded Senior Risk. Senior Risk has grown into one of the premier quality and clinical consulting firms in the US. Senior Risk currently provides consulting services to over 1400 senior housing communities in 44 states including assisted, skilled, Alzheimer’s and continuous care retirement communities. Mr. Stowers is recognized by many as the leading risk management consultant in senior living. He has personally conducted over 1100 onsite Quality Assessment Reviews and presented on various related topics at the national and state level.

Teresa Allmond, BSN, BSHA, RN-BC, LNCC
Clinical and Risk Management Consultant

Teresa Allmond specializes in risk management, operations management, and geriatric nurse consulting utilizing her 20 plus years of experience operating senior care communities. Prior to offering consulting services, she developed and managed skilled care, hospital based transitional care, independent living, assisted living, and memory care communities. Ms. Allmond has direct multi-site experience managing over 80 communities throughout the United States. She is an RN with compact recognition and is board certified as both a Gerontological Nurse and Legal Nurse Consultant.

William J. Hiller, Jr.
Claims Consultant

Bill Hiller has over 25 years of experience in various aspects of the insurance industry including claims consulting, workers compensation and brokerage. Prior to Senior Risk, Bill enjoyed a career in the insurance brokerage arena which included working for local, regional and large national insurers such as Marsh and Aon. His techniques and proven methods have allowed his clients to benefit from his consultation. Over the last 5 years alone he has influenced over 450 claims, including 425 workers compensation claims which he ultimately took to closure. These closures resulted in over $4.2 million in workers compensation incurred savings and $5.6 million in the overall claim portfolio.

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